I want to take out a $10,000 loan and I want to see if the credit card deal is better for overall savings. It?s a lower rate than the home equity loan, but will the higher APR of the Home Equity loan paired with the tax breaks be better than a lower credit card(i.e. non-deductible interest) loan?
The rate is for the life time of the balance until paid off. It is primarily for balance transfers but the money can be used in any way I?d like.
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