Bank of America is the country?s leading financial institution. It has now started offering different type of auto finance programs to make car buying easier for its customers. Bank of America offers the following types of auto finance programs: New vehicle, Used vehicle, Refinance and Lease buyout.
The process of applying for an auto loan is extremely simple and easy and can be even done online.
The buyer is required to provide personal information details online. Thereupon, he receives a pre-qualification decision within sixty seconds. After pre-qualification, he is required to fill up the rest of the application online. A decision on the loan is made and notified to the buyer via email. The buyer can keep track of the status of his application through the company?s website. Only loan applications originating in the contiguous United States are considered for processing.
A loan may be turned down if an applicant has bad credit or bankruptcy.
No application fee is charged for a Bank of America auto loan. However, a 0.00 document preparation fee may be charged to applicable loan types. On some loans, a reasonable fee may be charged for completion of title work. Interest rates on approved loans are available for 30 days from the date of approval.
The buyer has the option to refinance his existing auto loan. Loans are not available for commercial vehicles, vehicles for business use, conversion or delivery, gray market, lemon law, salvaged, rebuilt or branded title vehicles. Suzuki and Daewoo vehicles are also not eligible for auto loans.
Auto Loans From Bank Of America
Source: http://www.financialcrossing.com/auto-loans-from-bank-of-america/
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