সোমবার, ২১ মে, ২০১২

Classic Car Insurance: Coverage For Automotive Classics ...

Taking the plunge and investing in a classic car is a decision most men wish they could make. If you are amongst that rare group that have managed to convince yourself (and possibly your better half) into purchasing the car of your dreams then of course you?re going to need some quality insurance to back your quality motor. Although it may be more cost effective to hit the insurance comparison websites, (don?t worry, we?ve all been there) when you?re insuring such a unique and valuable item it might be advantageous to forego the tried and tested route and instead opt for a specialist Classic Car Insurance company.

Insuring your vintage motor with a Classic Car Insurance company has a number of obvious benefits, the most direct of which being the staff who will all have an exemplary understanding and knowledge of classic cars and their specific insurance laws. These are (after-all) firms run by and for classic car enthusiasts. The added benefits don?t just extend to a more dedicated staff either. There will be none of the hidden chargers that you?d generally find with most insurance firms and the phones will be manned by professional ?human beings? who won?t give you the run-around with predisposed call scripts. There are also sizeable discounts for cars with an annually limited mileage (handy for those ?weekend cruise? cars) as well as discounts for members of classic car clubs.

Those in the know will understand that underwriting is a key component in any insurance plan and most Classic Car Insurance agencies will have access to a dedicated team of underwriters who will help clients secure insurance schemes that it would be impossible to get with any other firm. Firms will generally also be owned independently so the service clients receive will never suffer from the calculated service they would get at more generic, less specialized firms.

As surmised above, if you insure your car with a Classic Car Insurance firm you will be privy to a multitude of unique benefits, of which the following are but a brief selection: -

Thorough evaluations of your cars and free certificates of authenticity, with UK based call centres and staff who will discuss your specific requirements. Unlimited cover for club arranged track days and cover in EU countries for up to 90 days. They will also provide Insurance schemes exclusive to Classic Car Insurance firms that have the best market rates. If you have an accident, the option to retain salvage in the event of total loss is available, and you also get a choice of designated repair worker in the event of an accident. Family multi car policies are also available alongside UK and EU breakdown recovery. Classic car insurance gives you key care protection, which covers you against loss, damage and theft.

It?s not hard to see why more and more vintage motor enthusiasts are looking to specialist Classic Car Insurance agencies to insure their precious engines. By narrowing their expertise into one, exceptionally specific field, these firms have been able to sacrifice mass-market appeal for the kind of personal, specialist service that such beautiful machines truly deserve.

Get more information on Classic Car Insurance by visiting Heritage online, one of the UK?s most established insurance companies.

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